25+
Years Experiance
About Company
AI-Powered Credit Report & Score Improvement
AI Credit Repair Agency assists clients in improving their credit reports and scores.
Investment Plan
Consulting Experience
Here's a more detailed breakdown of what AI Credit Repair Agency provides
Dispute Processing and Communication
Developing Dispute Letters
Draft and send dispute letters to the credit bureaus challenging the negative items identified. These letters often cite specific reasons for the dispute based on the Fair Credit Reporting Act (FCRA)
Following Up with Bureaus
Track the status of the disputes and send follow-up letters as needed
Communicating with Creditors/Collection Agencies (Sometimes)
services may also communicate directly with creditors or collection agencies to negotiate settlements or request validation of debts.
Reviewing Bureau Responses
Analyze the credit bureaus’ responses to determine the outcome of each dispute
Education and Guidance
Providing Credit Education
Educate clients on good credit habits, such as paying bills on time, keeping credit utilization low, and avoiding opening unnecessary accounts.
Offering Financial Advice (Sometimes)
Basic budgeting advice or referrals to financial counseling services.
Monitoring Credit Reports
Monitoring Credit Reports
Credit Monitoring Services (Included): Credit monitoring, which alerts clients to changes in their credit reports
Analyzing Report Changes
: Review and interpret alerts or changes in credit reports to identify potential inaccuracies
Credit Report Analysis
Obtaining Credit Reports
Help clients obtain their credit reports from all three major credit bureaus.
Identifying Negative Items
Review reports to pinpoint negative entries that may be inaccurate, outdated (beyond the legal reporting period), or unverifiable. This can include:
Late payments:
Records of missed or untimely payments
Charge-offs:
Debts that the original creditor has written off as a loss
Unauthorized accounts:
Accounts opened fraudulently
Collections accounts:
Debts that have been sent to collection agencies
Public records
Bankruptcies, tax liens, and civil judgments
Incorrect personal information:
Errors in name, address, or Social Security number
our testimonials
What they’re talking about
our company
I loved the customer service you guys provided me. That was very nice and patient with questions I had. I would really like definitely come back here. Thank you for yours service.
I loved the customer service you guys provided me. That was very nice and patient with questions I had. I would really like definitely come back here. Thank you for yours service.
I loved the customer service you guys provided me. That was very nice and patient with questions I had. I would really like definitely come back here. Thank you for yours service.
Account Successfully Disputed/Removed
Happy Clients
Inaccuracies Identified
Letters Sent Credit Bureaus
PROFESSIONAL TEAM
