Please read carefully

AI CreditRepairAgency

A credit repair organization. Credit repair services can assist you in understanding your credit rights and challenging inaccurate, outdated, or unverifiable information on your credit reports with credit bureaus and creditors.

Please be aware of the following rights under the Fair Credit Reporting Act (FCRA):

  • You have a right to a free copy of your credit report annually from each of the three major nationwide credit reporting agencies (Equifax, Experian, and TransUnion) at AnnualCreditReport.com.
  • You have the right to dispute inaccurate, incomplete, or unverifiable information on your credit report directly with the credit bureaus and the information provider (the entity that furnished the information).
  • Credit bureaus and information providers are required to investigate your disputes within a reasonable timeframe.
  • If the disputed information is found to be inaccurate, incomplete, or unverifiable, it must be corrected or deleted.
  • You have the right to sue a credit reporting agency or information provider that willfully or negligently violates the FCRA.

Please understand that AI CreditRepairAgency.com cannot:

  • Remove accurate negative information from your credit report.
  • Create a new credit identity.
  • Guarantee specific results or a particular credit score improvement.

AI CreditRepairAgency.com charges fees for its services, which include the analysis of your credit reports, the preparation and mailing of dispute letters, educational resources, and ongoing support. You can perform these actions yourself for free.

By using our services, you acknowledge that you have read, understood, and agree to this disclaimer and our full terms and conditions.