General Questions

What is AI Credit Repair Agency?

AI Credit Repair Agency is a service dedicated to helping individuals improve their credit reports and scores. We leverage technology and expertise to identify and challenge inaccurate, outdated, or unverifiable negative information on your credit reports with the credit bureaus.

How can AI Credit Repair Agency help me?

We can assist you by analyzing your credit reports, identifying potential errors, generating dispute letters to the credit bureaus, and following up on your behalf. Our goal is to help you remove inaccurate negative items that may be hindering your credit score.

Is credit repair legal?

Yes, credit repair is legal, and consumers have rights under the Fair Credit Reporting Act (FCRA) to dispute inaccurate information on their credit reports. 1 AI Credit Repair Agency operates within the bounds of the law to help you exercise these rights.

Can you guarantee that my credit score will improve?

While we strive to help our clients improve their credit reports, we cannot guarantee specific outcomes, or a particular credit score increase. The results depend on the accuracy and verifiability of the information on your credit reports and the responsiveness of the credit bureaus.

How long does the credit repair process take?

The timeline for credit repair varies depending on the complexity of your credit profile and the responsiveness of the credit bureaus. It can take anywhere from a few months to longer. We will keep you informed throughout the process.

What services do you offer?

1. Comprehensive credit report analysis from all three major bureaus (Equifax, Experian, TransUnion). 2. Identification of inaccurate, outdated, or unverifiable negative items. 3. Generation and mailing of professional dispute letters. 4. Ongoing tracking and follow-up with the credit bureaus. 5. Credit monitoring to alert you to changes in your credit reports. 6. Educational resources and guidance on credit health.

Do you offer debt settlement or debt management services?

Our primary focus is on credit report repair. While we may offer guidance on debt-related matters, we do not provide debt settlement or debt management services.

How do I get started?

Getting started is easy! Simply join now, e.g., create an account, We will guide you through the initial steps.

Will I need to provide you with my personal information?

Yes, to provide our services effectively, we will need you to provide certain personal information, including your name, address, Social Security number, and access to your credit reports. We take data privacy and security very seriously.

What are my rights under the Fair Credit Reporting Act (FCRA)?

)? The FCRA grants you several important rights, including the right to dispute inaccurate information on your credit report, the right to know what is in your credit report, and the right to sue those who violate the Act. We help you understand and exercise these rights.

Can you remove accurate negative information from my credit report?

)? The FCRA grants you several important rights, including the right to dispute inaccurate information on your credit report, the right to know what is in your credit report, and the right to sue those who violate the Act. We help you understand and exercise these rights.

How much do your services cost?

Our pricing varies depending on the specific plan you choose. Please visit our Membership Page for detailed information on our service packages and fees.

Are there any upfront fees?

[Specify your fee structure, e.g., “We may charge a one-time setup fee and then recurring fees.  

What payment methods do you accept?

We accept  

  • Visa
  • Mastercard
  • American Express (Amex)
  • Discover

Can I cancel my service at any time?

Cancellation Yes, you can cancel your service at any time. Please refer to our Terms of Service for details on cancellation procedures.”  Terms of Service

What are my rights under the Fair Credit Reporting Act (FCRA)?

The FCRA grants you several important rights, including the right to dispute inaccurate information on your credit report, the right to know what is in your credit report, and the right to sue those who violate the Act. We help you understand and exercise these rights.

Is AI Credit Repair Agency a Credit Repair Organization (CRO)?

Yes, AI Credit Repair Agency operates as a Credit Repair Organization and complies with all applicable laws and regulations, including the Credit Repair Organizations Act (CROA). AI Credit Repair Agency fosters transparency and accountability to the credit repair industry, ensuring consumers are protected from fraudulent and misleading practices while understanding their rights in the credit repair process. We maintain that while consumers can seek help, they also have the right to manage their credit and dispute inaccuracies themselves for free.

How can I contact AI Credit Repair Agency?

AI Credit Repair Agency

32 N Gould Street

Sheridan, Wyoming 82801

needhelp@aicreditrepairagency.com

1.888.774.3109

CONTACT

Feel free to get in touch
with our team