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5 Articles

Credit Fundamentals

Master the basics of credit scores, credit reports, and the three major credit bureaus.

8 min read
What Is a Credit Score? Understanding the Basics
Learn what a credit score is, why it matters, and how it impacts your financial life.
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10 min read
Your Credit Report Explained: What's Inside and Why It Matters
Discover what information appears on your credit report and how to read it correctly.
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12 min read
The Three Credit Bureaus: Equifax, Experian, and TransUnion
Understand the role of the three major credit bureaus and how they collect your data.
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14 min read
Five Factors That Affect Your Credit Score
Payment history, credit utilization, and three other key factors that determine your score.
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13 min read
How to Check Your Credit Report for Free
Learn how to access your free annual credit reports from AnnualCreditReport.com.
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