4 Articles
Credit-Impacting Financial Decisions
Make informed choices about inquiries, utilization, and account management.
5 min read
Hard vs. Soft Credit Inquiries: Understanding the Difference
Learn which credit checks affect your score and how to minimize impact.
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Credit Utilization Ratio: The Second Most Important Credit Factor
Optimize your credit card balances to maximize your credit score.
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Closing Credit Cards: When It Helps and When It Hurts
Understand the credit score impact of closing accounts.
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When to Seek Professional Financial Help
Recognize when your financial situation requires professional assistance.
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